BPay App – Your All-in-One Bill Payment & Token Utility Platform

Services We Provide


Mobile & DTH Recharges

Recharge your prepaid mobile and DTH connections anytime, anywhere.
Fast, secure, and powered by the BTL token for instant rewards.


Utility Bill Payments

Pay your electricity, water, gas, broadband, and postpaid bills effortlessly.
Integrated with major service providers and BBPS for seamless operations.


Loan & EMI Repayments

Easily repay your EMIs, credit card bills, and personal loans via the app.


Insurance Premium Payments

Manage and pay for your health, life, vehicle, or general insurance policies.
BTL token staking offers extra benefits like discounts and early access features.


BTL Token Utility & Rewards

Use your BTL tokens to pay bills, reduce transaction fees, and earn exclusive cashback, discounts, and loyalty rewards.
Stake and grow your benefits.


BBPS Integration

We are fully integrated with the Bharat Bill Payment System, ensuring fast, secure, and government-approved payments across India.


BPay Rewards & Loyalty Program

Earn rewards for regular use, referrals, and timely payments.
Our BTL-powered loyalty program helps you save more as you pay more.


Why Choose BPay?

  • ✔ One-stop solution for all bill payments
  • ✔ Instant transactions and real-time confirmations
  • ✔ Powered by blockchain with native BTL token utility
  • ✔ Cashback & loyalty rewards for active users

Hello Sir,

Thank you for your message. We are here to assist you with any queries regarding our API and services.

KwikApi is celebrating its 11th anniversary and proudly offers a unified platform with comprehensive solutions for all your financial and payment needs.

We currently have three API plans available, each offering different features:

— Starter Plan: Mobile Recharges, DTH Recharges and Postpaid Bills
— Silver Plan: Mobile Recharges, DTH Recharges, Postpaid, Electricity, GAS, Insurance, Fastag, Water, Broadband, Landline bill payments (BBPS), etc.
— Gold Plan: Mobile Recharges, DTH Recharges, Postpaid, Electricity, GAS, Insurance, Fastag, Water, Broadband, Landline bill payments (BBPS), Other BBPS services API, Penny Drop (Bank) Validation API, VPA/UPI Validation API, 10000+ BBPS Billers Integrations etc.

You can compare the plans here: https://www.kwikapi.com/page/Pricing

Additionally, I have attached a PDF outlining our commission structure for your reference. Please feel free to reach out to us if you have any questions or need further clarification.

Operator Name API Commission Service Type Commission Type
Airtel - Lapu 3.50% Prepaid Percentage
Airtel - Express 1.40% Prepaid Percentage
BSNL 6.00% Prepaid Percentage
MTNL 3.20% Prepaid Percentage
JIO - Express 1.30% Prepaid Percentage
VI 4.20% Prepaid Percentage
Airtel TV 4.00% DTH Percentage
Dish TV 4.00% DTH Percentage
Sun Direct 3.30% DTH Percentage
Tata Sky 3.70% DTH Percentage
Videocon D2H 4.00% DTH Percentage


You can compare the plans here: https://www.kwikapi.com/page/Pricing

Additionally, I have attached a PDF outlining our commission structure for your reference. Please feel free to reach out to us if you have any questions or need further clarification.


Below is the BBPS API Margin list:

BBPS API Margin
Electricity ₹ 1.50
Postpaid ₹ 2
Landline ₹ 2
Broadband ₹ 2.50
GAS Piped ₹ 1.50
Insurance Service ₹ 2.50
Water Service ₹ 1.50
Fastag Recharge -0.18%
Loan Repayment ₹ 3
Gas Cylinder ₹ 0.60
Municipal Services ₹ 0.50
Municipal Tax ₹ 1.50
Housing Society ₹ 3
Cable TV ₹ 3
Clubs and Associations ₹ 3
Education Fees ₹ 2
Hospital ₹ 3
Credit Card ₹ 0.60
Donation ₹ 0.70
Recurring Deposit ₹ 0.50
Rental Services ₹ 1.50
Subscription -0.70%